Pension Benefits for Eligible Family Members
Q: | If a person passes away while covered by National Pension Insurance, what benefits can their family receive? |
A: |
The person who pays for the funeral can claim a one-time funeral grant equivalent to five months of payments. In addition, surviving family members may be eligible to receive survivors’ pension benefits. |
Q: | If someone passes away while receiving the old-age pension, can their family still receive any benefits? |
A: |
Surviving family members may claim survivors’ pension benefits. However, since the deceased were over 65 and no longer an insured person, the funeral grant cannot be claimed. |
Q: | If someone passes away while receiving the disability benefit, can their family still receive any benefits? |
A: |
Surviving family members may claim survivors’ pension benefits. In addition, if the deceased was still covered under National Pension Insurance at the time of death, the person who paid for the funeral may claim a one-time funeral grant equivalent to five months of payments. However, if the deceased was no longer insured under the National Pension at the time of death, the funeral grant cannot be claimed. |
Q: | If someone passes away while receiving the old-age basic guaranteed pension benefits, can their family still receive any benefits? |
A: |
Since the old-age basic guaranteed pension benefit is a welfare-based allowance and recipients are not required to pay insurance premiums, surviving family members are not eligible to claim survivors’ pension benefits or the funeral grant. |
Q: | If someone who was previously covered by National Pension Insurance passes away after turning 65 without having claimed the old-age pension, can their legal heir claim it on their behalf? |
A: |
Once the insured person has passed away, they can no longer apply for benefits, and legal heirs are not allowed to apply on their behalf. |